4 Steps to Take after an Accident with an Uninsured Driver in Nebraska – Advice from an Omaha Injury Lawyer
It is every driver’s worst nightmare: a serious accident with an uninsured or underinsured driver. The cost of medical bills, lost income and property damage can land you in overwhelming debt. For this reason, all auto insurance policies in Nebraska must include underinsured or uninsured motorist coverage unless the policyholder declines this coverage in writing.
Unfortunately, far too many drivers hit the road without insurance. In 2013, uninsured motorists caused at least 14 percent of all accidents, according to the Statistic Brain Research Institute. That same year, 8 percent of all Nebraskan drivers were uninsured.
If you are in a crash with an underinsured or uninsured driver, keep these four tips in mind:
- Call the police;
- Get medical attention;
- Compile evidence;
- And hire an injury lawyer.
An Omaha accident attorney from Rensch & Rensch Law can represent your interests. We will help you avoid mistakes such as overlooking certain damages or accepting a low settlement offer.
As the victim of another driver’s negligence, you may be entitled to compensation for lost wages, medical bills and noneconomic damages. Call 1-800-471-4100 to schedule a consultation. You can also learn more about personal injury claims in Nebraska by visiting car-accident.usattorneys.com/nebraska/.
Here are four steps to take after a crash with an uninsured or underinsured driver in Nebraska:
- Call the Police
According to the Department of Motor Vehicles, you must call the police if you are in a crash that causes more than $1,000 in property damage, an injury or a death. Even if you do not feel injured, you should still call law enforcement. An officer will compile an accident report, which your injury lawyer may use to prove negligence and liability.
- Get Medical Attention
If medical responders arrive at the scene, request an evaluation. You should then visit your doctor immediately.
Sometimes it takes several hours or days for the symptoms of an injury to manifest. Seeing a physician and identifying a medical issue early can improve the outcome of your treatment and reduce your recovery time. Also, your injury lawyer may use the doctor’s record to support your claim.
- Compile Evidence
Take photographs that show the positions of vehicles, traffic lights and signs, skid marks, injuries, property damage and the weather. You should also record:
- Names, phone numbers and addresses of all involved parties and witnesses;
- License plate numbers of all involved vehicles;
- Driver’s license information of all involved drivers;
- Models, makes and years of all vehicles;
- And insurance details of the drivers.
- Hire an Injury Lawyer
It is not always wise to file a lawsuit against an uninsured driver. Many of these motorists do not have the money or assets to justify the time and effort of filing a lawsuit.
An injury lawyer can investigate the at-fault party’s finances to determine if filing a lawsuit would be a smart move. Your accident attorney can also evaluate your insurance policy and the policies of other involved parties to identify all of your options for recovering compensation.
If you were injured by an uninsured or underinsured driver in Nebraska, contact Rensch & Rensch Law. An Omaha injury lawyer can protect your interests and help you fight for the compensation that you deserve.
If we do not win, then you do not pay attorneys’ fees. Call 1-800-471-4100 to schedule a consultation.